As part of our commitment to the growth of small businesses nationwide, U.S. Bank is proud to be an SBA Preferred Lender specializing in providing Small Business Administration (SBA) loans. When your small business is looking to grow or expand, SBA loans can have many benefits such as smaller down payments, fixed and variable rate options and full amortization.
With over 40 years of experience, U.S. Bank will partner with you to find the best possible financing options for you.
SBA loans are long-term small business loans partially guaranteed by the government. The U.S. Small Business Administration is a federal agency committed to furthering the growth and development of small businesses and partners with lenders nationwide in their loan programs.
Unlike conventional term loans, an SBA Loan offers business owners the opportunity to take advantage of favorable terms as part of the SBA program, while removing some of the barriers to traditional financing options.
As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork for businesses that have been in operation for less than two years. We customize SBA loans based on the unique needs of the business owner. The funds may be used for vehicle purchases and refinances, equipment purchases, working capital, inventory and other general business needs.
Government-backed term loan for the acquisition or expansion of a small business.
Government-backed term loans for the purchase, refinance or construction of commercial real estate.
Government-backed term loan for the purchase, refinance or construction of commercial real estate.
If you’re a professional in commercial real estate, lending or finance-related industry, learn how our SBA Division can assist you and your business customers.
*Based on LIBOR and WSJ Prime interest rates
Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. Certain restrictions apply to refinancing options and are subject to program terms.
Deposit products are offered by U.S. Bank National Association. Member FDIC.
Financing maximums and terms are determined by borrower qualifications and use of funds.
U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.
Credit products offered by U.S. Bank National Association and subject to normal credit approval.
Equal Housing Lender
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